# Flintrun Lending Group > Flintrun Lending Group is a small-business funding broker at 208 N Neil St, Champaign, IL 61820 (phone (217) 334-8194). It helps businesses in Champaign, IL; Tolono, IL; Philo, IL; St. Joseph, IL; Thomasboro, IL and across Champaign County, Illinois, explore business lines of credit, working capital loans, equipment loans and leases, business term loans, inventory financing, and merchant cash advances. Flintrun Lending Group passes funding requests to funding partners; each partner reviews a request and makes its own credit decision, rates and terms. Flintrun Lending Group is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Flintrun Lending Group does not arrange personal, payday, auto title, mortgage, student or SBA loans, does not offer grants, and does not arrange funding for trucking or agriculture. Key facts: - Business type: small-business funding broker (not a lender) - Address: 208 N Neil St, Champaign, IL 61820, United States - Phone: (217) 334-8194 - Apply: https://flintrunlendinggroup.com/apply/ - Service area: Champaign, IL; Tolono, IL; Philo, IL; St. Joseph, IL; Thomasboro, IL and all of Champaign County, Illinois - Language: English ## Funding options - [Business Financing Options in Champaign, IL, From Credit Lines to Equipment](https://flintrunlendinggroup.com/business-loans/): This Flintrun Lending Group page from Champaign, Illinois sets six funding types against each other: what each one pays for, how it is paid back or collected, and which Champaign County trades it tends to fit. Every rate and term comes from the funding partner. - [Business Line of Credit in Champaign, IL: Draws for Food Orders, Supplies and Repairs](https://flintrunlendinggroup.com/business-loans/line-of-credit/): Flintrun Lending Group in Champaign, Illinois leads with the business line of credit because so many local costs repeat. This page explains limits, draws, pay-downs, renewals and fees, and when a term loan fits better. Funding partners set every limit, rate and fee. - [Working Capital Loans in Champaign, IL: Payroll, Food Orders and Claim Gaps](https://flintrunlendinggroup.com/business-loans/working-capital/): Flintrun Lending Group in Champaign, Illinois explains working capital loans: one lump sum for costs that fall due before income arrives, repaid on a set schedule. Funding partners decide the amount, the rate and how often payments are taken. - [Business Term Loans in Champaign, IL for a Hotel Refresh or a Practice Purchase](https://flintrunlendinggroup.com/business-loans/term-loans/): Flintrun Lending Group in Champaign, Illinois explains business term loans: a fixed amount repaid over a set number of months, used for acquisitions, expansions and renovations. Funding partners set the rate, the term, any down payment and the collateral. - [Inventory Financing in Champaign, IL for Grocery Shelves and Neighborhood Shops](https://flintrunlendinggroup.com/business-loans/inventory-financing/): Flintrun Lending Group in Champaign, Illinois explains inventory financing: funding for stock bought ahead of sales, usually secured by that stock and paid back as it turns. Funding partners decide how much of the stock value they will advance and on what terms. - [Equipment Financing in Champaign, IL: Dental Imaging, Kitchen Lines and Salon Stations](https://flintrunlendinggroup.com/equipment-financing/): Flintrun Lending Group in Champaign, Illinois explains equipment loans and leases for six kinds of business found across Champaign County, from kitchens to dental offices. Funding partners decide the amount, the term, any down payment and whether a loan or a lease is offered. - [Merchant Cash Advance in Champaign, IL for Restaurants and Bars With Card Sales](https://flintrunlendinggroup.com/merchant-cash-advance/): Flintrun Lending Group in Champaign, Illinois explains merchant cash advances: a purchase of future card receivables, not a loan, collected as a share of sales. The page compares advances with revenue-based financing and loans, using invented figures. Providers set the factor rate and holdback. ## Industries - [Business Loans by Industry in Champaign, IL: Restaurants, Clinics, Salons and Shops](https://flintrunlendinggroup.com/industries/): Flintrun Lending Group in Champaign, Illinois groups twelve trade pages by the kind of space they work in: kitchens and lodging, clinics and classrooms, storefronts, and crews. Each note gives the county count and links to the full page. - [Restaurant Loans in Champaign, IL: a Patio Build-Out, Ranges and Dish Machines](https://flintrunlendinggroup.com/industries/restaurants/): Flintrun Lending Group in Champaign, Illinois explains restaurant funding cost by cost, using Champaign County Census counts for full-service and limited-service restaurants. Funding partners decide amounts and terms; the restaurant decides what to accept. - [Medical Practice Loans in Champaign, IL: Diagnostic Equipment and a Practice Buy-In](https://flintrunlendinggroup.com/industries/medical-practices/): Flintrun Lending Group in Champaign, Illinois explains medical practice funding: equipment notes for ultrasound and lab gear, term loans for buy-ins and build-outs, and working capital or lines for claim gaps. Funding partners decide; the practice chooses. - [Dental Office Loans in Champaign, IL: Intraoral Scanners and an Associate Buy-In](https://flintrunlendinggroup.com/industries/dental-practices/): Flintrun Lending Group in Champaign, Illinois explains dental office funding: equipment loans and leases secured by the equipment, and term loans for buy-ins and acquisitions reviewed on collections. Funding partners set every term. - [Salon Business Loans in Champaign, IL: a Second Chair Row, Shampoo Units and Nail Tables](https://flintrunlendinggroup.com/industries/salons/): Flintrun Lending Group in Champaign, Illinois explains salon funding for beauty and nail salons: equipment financing for stations and ventilation, term loans for a build-out or salon purchase, and working capital or a line for payroll. Funding partners decide. - [Construction Business Loans in Champaign, IL: Job-Site Trailers and Crew Payroll](https://flintrunlendinggroup.com/industries/construction/): Flintrun Lending Group in Champaign, Illinois explains contractor funding: equipment financing for machines and trailers, lines of credit for progress-billing gaps, and working capital for crew payroll. Funding partners decide. - [Business Loans for Retail in Champaign, IL: Shelving and a Second Storefront](https://flintrunlendinggroup.com/industries/retail/): Flintrun Lending Group in Champaign, Illinois explains retail funding: inventory financing or a line for stock, equipment financing for fixtures and systems, and term loans for lease improvements or a second store. Funding partners decide. - [Auto Repair Shop Loans in Champaign, IL: Tire Stock, Tire Machines and Wheel Balancers](https://flintrunlendinggroup.com/industries/auto-repair/): Flintrun Lending Group in Champaign, Illinois explains repair shop funding cost by cost: equipment financing for lifts and machines, a line for parts and tires, working capital for payroll and term loans for a bay or a shop purchase. Funding partners decide. - [Champaign, IL Landscaping Equipment Financing for Skid Steers and a Bigger Crew](https://flintrunlendinggroup.com/industries/landscaping/): Flintrun Lending Group in Champaign, Illinois explains landscaping funding: equipment loans and leases for mowers, loaders and trailers, and working capital or lines for payroll and materials. Funding partners set every term. - [Daycare Center Financing in Champaign, IL: Kitchen Equipment and a Second Center](https://flintrunlendinggroup.com/industries/child-care/): Flintrun Lending Group in Champaign, Illinois explains child care center funding: equipment financing for kitchens, furniture and cameras, working capital for enrollment gaps and term loans for a second center. Funding partners decide. - [Grocery Store Loans in Champaign, IL: Meat-Counter Equipment and Wholesale Orders](https://flintrunlendinggroup.com/industries/grocery-stores/): Flintrun Lending Group in Champaign, Illinois explains grocery funding: equipment financing for coolers, freezers and counters, inventory financing or a line for wholesale orders, and term loans for a second store or a purchase. Funding partners decide. - [Hotel Loans in Champaign, IL: Payroll Gaps, Lobby Furniture and Keycard Systems](https://flintrunlendinggroup.com/industries/hotels-motels/): Flintrun Lending Group in Champaign, Illinois explains hotel and motel funding: term loans for renovations and purchases, equipment financing for PTACs, keycard systems and FF&E, and working capital for payroll gaps. Funding partners decide. - [Coffee Shop Loans in Champaign, IL: a Remodel, Cold-Brew Systems and Ice Machines](https://flintrunlendinggroup.com/industries/coffee-shops/): Flintrun Lending Group in Champaign, Illinois explains coffee shop funding: equipment financing for espresso machines and cold-brew systems, a line for beans, milk and pastries, and term loans for a remodel or drive-through. Funding partners decide. ## Guides and calculators - [Champaign, IL Funding Guides: Zoning, Liquor Licenses and Labor Cost](https://flintrunlendinggroup.com/resources/): Flintrun Lending Group in Champaign, Illinois keeps three practical guides for owners: zoning and building permits in the City of Champaign, the Illinois liquor license order of steps, and a labor-cost walkthrough for restaurants. - [Champaign, IL Zoning Map and Building Permits for Restaurant and Salon Build-Outs](https://flintrunlendinggroup.com/resources/champaign-il-zoning-and-building-permits/): Flintrun Lending Group in Champaign, Illinois explains where to find a property's zoning in the City of Champaign, what the city says about building permits and plan review, and how zoning letters and storefront grants show up in a funding request. Confirm every rule with the city. - [Illinois Liquor License Application Steps for Champaign, IL Restaurants and Bars](https://flintrunlendinggroup.com/resources/illinois-liquor-license-for-restaurants-and-bars/): Flintrun Lending Group in Champaign, Illinois sets out the order of steps the City of Champaign and the Illinois Liquor Control Commission describe for a liquor license, and where a license shows up in a funding request. Legal questions belong with counsel and the agencies. - [What Percentage Is Labor Cost? A Worked Calculation for Champaign, IL Restaurants](https://flintrunlendinggroup.com/resources/labor-cost-percentage-calculator/): Flintrun Lending Group in Champaign, Illinois works through the labor cost percentage by hand: which payroll figures to include, how to divide by sales, and how the number reads before a patio, a second location or a repair. All figures here are invented. ## Areas served - [Business Loans in Champaign, IL: Food Service, Health Care and Retail by the County Numbers](https://flintrunlendinggroup.com/champaign-il/): Flintrun Lending Group, 208 N Neil St, Champaign, Illinois, gathers the county and office-ZIP Census counts that matter to a funding request, then explains how restaurants, practices, repair shops and landscapers in the area typically match to funding types. - [Small Business Funding Around Champaign, IL in Champaign County, IL Villages](https://flintrunlendinggroup.com/service-areas/): Flintrun Lending Group in Champaign, Illinois takes funding requests from the city and from Champaign County villages. This page notes ZIP-level employer counts for several villages and explains why a ZIP count is not a village count. ## Company - [Small Business Financing in Champaign, IL: Kitchens, Clinics and Salons](https://flintrunlendinggroup.com/): Flintrun Lending Group in Champaign, Illinois sorts a funding request by how often the cost behind it returns. Weekly and monthly bills lean toward a revolving line; one-time purchases lean toward a loan with a fixed schedule. Funding partners review each request and set any approval, limit and price. - [Business Loan Process in Champaign, IL: What Happens After You Call Flintrun](https://flintrunlendinggroup.com/how-it-works/): Flintrun Lending Group in Champaign, Illinois describes how a funding request moves: what the first call covers, how the request is shaped around the cost, what a funding partner reviews, and where your own decision comes in. - [Champaign, IL Business Financing Questions From Restaurants, Salons and Practices](https://flintrunlendinggroup.com/faq/): Flintrun Lending Group in Champaign, Illinois answers first questions about business funding: where to apply, how equipment financing is treated, what a line costs and who makes the decision. Each answer stays general; partners set real terms. - [About Flintrun Lending Group: Who Handles Champaign, IL Restaurant and Clinic Requests](https://flintrunlendinggroup.com/about/): Flintrun Lending Group, 208 N Neil St, Champaign, Illinois, shapes business funding requests around the cost behind them and passes them to funding partners. The partners review, decide and set terms; the owner decides whether to accept. - [Contact Flintrun Lending Group in Champaign, IL About a Line of Credit](https://flintrunlendinggroup.com/contact/): Flintrun Lending Group is at 208 N Neil St, Champaign, Illinois 61820, reachable by phone at (217) 334-8194 or through the web form. No email address is published. - [Apply for Business Financing in Champaign, IL: Request Form and Next Steps](https://flintrunlendinggroup.com/apply/): This Flintrun Lending Group page in Champaign, Illinois holds the request form and lists records funding partners often ask for later. Nothing needs to be uploaded to send the form. - [Disclosures for Flintrun Lending Group, Champaign, IL](https://flintrunlendinggroup.com/disclosures/): Flintrun Lending Group in Champaign, Illinois is a funding broker, not a lender. ## Optional - [Full text of every page](https://flintrunlendinggroup.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://flintrunlendinggroup.com/sitemap.xml)